Quick, Slick,

and Cash Ready!

Get cash in a flash with TOP.ph card

Quick, Slick,

and Cash Ready!

Get cash in a flash with TOP.ph card

Pay & Slay

Works as a payment tool, making your transactions smoother and more convenient.

Convenient Cash Withdrawals

Easily access cash from ATMs nationwide with the TOP Card.

Accessible Anywhere

Available for use across the country, ensuring you can get cash no matter your location.

Enhanced Financial Freedom

Provides the ease of having cash on hand without the hassle of transactions breaking down due to slow internet.

ring-atm-vector
Pay & Slay

Works as a payment tool, making your transactions smoother and more convenient.

Convenient Cash Withdrawals

Easily access cash from ATMs nationwide with the TOP Card.

Accessible Anywhere

Available for use across the country, ensuring you can get cash no matter your location.

Enhanced Financial Freedom

Provides the ease of having cash on hand without the hassle of transactions breaking down due to slow internet.

ring-atm-vector

Request a TOP Card

Request
a TOP Card

1

Log in to your TOP.ph app.

2

Tap TOP Card icon on wallet screen.

3

Tap Request TOP Card.

4

Select a card design (Classic Orange and Slick Black) then tap Next

5

Review your card name then tap Shipping

6

Select an address or add new address then tap Payment

7

Confirm your payment then tap Pay.

8

Verify your request via biometrics. Wait for the transaction to be completed.

9

Tap View Details on the receipt. You may check your card request details!

10

Wait for 2 to 3 business days to deliver your card.

Get Started with your TOP Card

Get started with
your TOP Card.

1
Open your TOP.ph APP.
2
Look for the cards icon and tap it.
3
Tap “Link my Card”.
4
Enter your card number.
5
Nominate your 4-digit card pin.
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Protect your TOP Card

Protect
your TOP Card

Top to lock your card
Authenticate via
biometrics
Now your card is locked!
*You can unlock it anytime.
And here’s the best part...
Withdraw cash for FREE at any Asia United Bank (AUB) ATM! That’s right, zero service fees.
If you’re withdrawing from other Bancnet ATMs, there might be a small fee, but hey, at least your money is always within reach.
And here’s the best part...
Withdraw cash for FREE at any Asia United Bank (AUB) ATM! That’s right, zero service fees.
If you’re withdrawing from other Bancnet ATMs, there might be a small fee, but hey, at least your money is always within reach.

Frequently Asked Questions

Still need answers? Call us.

What is TOP.ph

The Orange Platform (TOP.ph) is our response to the current demand to go cashless in today’s digital age. TOP.ph is an app that will soon cater to all your financial needs. For users, it is an electronic wallet that provides both ease and protection, serving the unbanked population and bridging the gap in financial literacy.

For businesses, TOP.ph provides a convenient, secure, and cost-effective payment solution that enhances customer experience, expands market reach, and improves cash flow management.

What is my wallet limit?

The basic-level wallet’s monthly inward/outward limit is Php200,000. Once it reaches this limit, it will reset on the first day of the following month. Note: If you have a fund disbursement in your sub-wallet amounting to more than P200,000, you can only transfer based on your remaining monthly limit.

To learn how to view your Wallet Level Details, click here https://top.ph/how-to-view-your-wallet-level-details/

How can I download TOP.ph on my Huawei phone?

To download TOP.ph on your Huawei phone, follow these steps:

Step 1: Open the AppGallery.

Step 2: Tap the search bar at the top of the screen, type “TOP.ph,” and tap “Enter..”

Step 3: From the search results, find TOP.ph app and tap “Install.”

Step 4: After installing, you can open the app and create an account.

How do you send cash from a TOP.ph user to another TOP.ph user via QR Code?

Here are the steps to complete your TOP to TOP (Send Cash) via QR Code.

Step 1: On the home screen, tap Pay Bills.

Step 2: Tap the QR button on your navigation bar. Then, place the recipient’s QR code.

Note: You cannot add the receiver to your favorites

Step 3: Fill in the amount and select the purpose (the purpose is optional; you can skip this part), then tap “Proceed.”

Step 4: Confirm details, tick the box, and tap “Pay.”

Note: Please ensure all details are correct before proceeding with your transaction. Once submitted, the transaction cannot be reversed or refunded.

Step 5: The “Transaction Complete!” screen will appear.

Note: To download the receipt, tap “Download Receipt” at the bottom of the screen.

Step 6: You will receive an SMS and email regarding the status of your transaction. You can also view your activity in the app’s Transaction History.

To learn how to get to the Transaction History, click here: https://top.ph/how-can-i-access-my-transaction-history/

How do you send cash from TOP to TOP via phonebook?

Here are the steps to complete your TOP to TOP (Send Cash) via Phonebook.

Step 1: Log in to your TOP.ph app.

Step 2: From the homepage, tap “TOP to TOP.”

Step 3. Tap the Phonebook icon on the right side of your screen.

Step 4. Tap “Phone Book.”

Note: Allow TOP.ph to access your Phonebook. If the permissions pop-up does not appear, you can turn this on in your phone settings.

Step 5. Choose the receiver’s name from your Phonebook.

Note: Enter the receiver’s name in the search box, then tap “Search.”

Step 6. Choose the number of the receiver in the search results and tap “Select.”

If you wish to add the receiver to your favorites, tap the star icon on the right side of the mobile number field.

Step 7. Enter the amount you want to send, select the transaction’s purpose from the dropdown menu, and tap “Proceed.”

Step 8. The “Confirm Details” screen will allow you to double-check the filled-in details. If there are incorrect details, tap the arrow back button on the top left of the screen to edit the wrong information. Once confirmed, tap “Send.”

Note: Ensure all details are correct before proceeding with your transaction. Once submitted, the transaction cannot be reversed or refunded.

Step 9. The “Transaction Complete!” screen will appear. Tap “Download Receipt” at the bottom of the screen if you want a copy of your transaction.