For many Filipino students, balancing allowance, school expenses, and daily spending is already a challenge, let alone trying to keep up with digital tools, deadlines, and financial independence.
That’s where TOP.ph comes in. It offers the TOP.ph Student Starter Pack, a simple yet powerful way for students to take charge of their finances. The pack, of course, includes TOP.ph’s digital wallet and card for everyday use.
Whether you’re a college freshman navigating dorm life or a senior managing thesis, budgets, and weekly expenses, the app and card make it easier to spend wisely, track expenses, and stay in control all in one place.
What’s in the TOP.ph Student Starter Pack?
The TOP.ph Student Starter Pack includes everything a student needs to start managing money digitally and independently:
- TOP.ph app
A secure and easy-to-use e-wallet.
- TOP Card
A physical card linked to your wallet for ATM withdrawals and in-store payments.
- Sub-wallet feature
Create separate categories like “Baon,” “School Projects,” or “Weekend Treats.”
- Real-time transaction tracking
Know where every peso goes.
- Instant lock/unlock card function
Added control for security and peace of mind.
- QR payments + BancNet ATM access
Pay or withdraw anytime, anywhere.
How to Get Started
- Download the TOP.ph App
Available on Google Play and the App Store. Quick download, easy registration.
- Set Up Your Account
Use a valid ID for quick verification. Once done, you’re ready to receive, store, and spend securely.
- Request Your TOP Card
Go to the “TOP Card” section in the app, tap Request a Card, and confirm your delivery details. TOP.ph will send the card straight to your dorm, boarding house, or family home.
- Create Sub-Wallets
Use the app to divide your funds into manageable categories. Budget your allowance across different needs. No more overspending.
- Use It Everywhere
Withdraw cash at BancNet ATMs, swipe at stores, scan QR codes at food stalls, and track everything in real-time.
There will be no more borrowing coins from classmates, no more forgetting where your money went, and no more stressing over budgeting.
From budgeting for a group project to grabbing a quick snack after class or even topping up a mobile load in between lectures, the TOP.ph Student Starter Pack will fit seamlessly into a student’s everyday routine. It’s flexible and straightforward and doesn’t require a credit card or bank account, just your phone, card, and budget
Whether living in a dorm, commuting daily, or juggling side gigs and school work, TOP.ph makes it easier to manage money without stress. With every tap, track, and transfer, you’re not just spending; you’re learning real-life financial habits that will serve you long after graduation.
Download the TOP.ph app and start your “Student Starter Pack” journey today.